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Lock in a great rate—no matter what happens in the financial markets.

SPECIAL OFFERS

4.35%^APY*

7-Month CD with a checking account

4.09%^APY*

7-Month CD without a checking account

4.35%^APY**

18-Month CD with a checking account

4.09%^APY**

18-Month CD without a checking account

Up to $300

when you open a NEW Get Real Checking^® account***

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Member FDIC Member DIF

Specials available at any bankESB office for a limited time and may be withdrawn without notice.

*7-MONTH CD: 4.35% Annual Percentage Yield (APY) - Promotional offer is available to new or existing checking account customers only. For new customers, both accounts, checking and CD, must be opened at the same time to unlock the higher rate of 4.35% APY. 4.09% Annual Percentage Yield (APY) - Promotional offer is available to new or existing customers without a checking account. 7-Month CD rates are effective as of 12/24/2024. Minimum CD opening deposit is $1,000. Automatically renews at maturity for 6 months at the then current CD rate and term. Minimum balance to obtain APY is $0.01. Substantial penalty for early withdrawal. Available for IRAs and business customers.

**18-MONTH CD: 4.35% Annual Percentage Yield (APY) - Promotional offer is available to new or existing checking account customers only. For new customers, both accounts, checking and CD, must be opened at the same time to unlock the higher rate of 4.35% APY. 4.09% Annual Percentage Yield (APY) - Promotional offer is available to new or existing customers without a checking account. 18-Month CD rates are effective as of 12/24/2024. Minimum CD opening deposit is $1,000. Automatically renews at maturity for 18 months at the then current CD rate and term. Minimum balance to obtain APY is $0.01. Substantial penalty for early withdrawal. Available for IRAs and business customers.

***$300 ACCOUNT BONUS: Special offer is for opening a new Get Real Checking® account. Minimum balance to open Get Real Checking is $10. Bonuses are for new checking account customers and limited to one account per customer. Bonus payouts may be 1099 reportable. Account must be in good standing and have a positive balance at the time the bonus is paid. May not be combined with other promotional offers. Customers who have previously received a bonus on a checking account closed with the bank within the previous 12 months are not eligible. This is a limited time offer and subject to change without notice. $200 promotional offer is for opening a Get Real Checking account and activating direct deposit (of at least $25) OR enrolling in Online Banking and conducting 5 debit card transactions using your debit card within the first 60 days of account opening ($200 will be credited to the account by the last day of the statement cycle following the 60th day the account has been open). $50 promotional offer is for making 5 bill payments using Online Banking OR enrolling in eStatements within 60 days of account opening ($50 will be credited to the account by the last business day of the statement cycle following the 60th day the account has been open). Minors (anyone under the age of 18) are not eligible for Online Bill Pay. $50 loyalty bonus will be paid after the account has been open for 12 months ($50 will be credited to the account by the last day of the statement cycle following the 365th day the account has been open).

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